When Others See Obstacles, We Find Solutions.

Your mortgage is one of the biggest financial decisions you’ll make. You deserve more than a loan officer—you deserve a trusted advisor.

As a Certified Mortgage Advisor, Jim Szabo brings experience, integrity, and strategic guidance to every client. Whether you’re buying your first home, moving up, investing, refinancing, or navigating a complex financial situation, we take the time to understand your goals and build the right mortgage strategy around you.

Trusted Advice. Proven Solutions. Exceptional Service.

Let’s Build Your Mortgage Strategy →

Why Work With a Certified Mortgage Advisor?

Because the right mortgage is about more than just the interest rate.

A mortgage can affect your monthly cash flow, taxes, investments, retirement strategy, and long-term financial goals. That’s why choosing the right financing strategy deserves more than simply finding a loan and quoting a rate.

As a Certified Mortgage Advisor, Jim Szabo takes an advisory approach to mortgage lending—looking beyond the transaction to understand your goals, your financial picture, and what you’re trying to accomplish.

We help you:

Understand your options — We explain the advantages, costs, and trade-offs so you can make an informed decision.
Build the right mortgage strategy — Your loan should complement your short- and long-term financial goals.
Navigate complex situations — From self-employed income and investment properties to unique credit or financial circumstances, we specialize in finding solutions.
Evaluate more than the rate — The lowest advertised rate isn’t always the best financial decision. We help you understand the true cost and value of each option.
Plan beyond closing — Your mortgage strategy shouldn’t end when you get the keys. We remain a resource as your finances, goals, and market conditions change.
Advice Before Loans. Strategy Before Rates.

Our goal isn’t simply to get you a mortgage. It’s to help you make a confident, well-informed financial decision—backed by integrity, experience, service, and solutions.

Mortgage Payment Calculator

Estimate your monthly payment in seconds — then see how a little extra each month saves you interest and pays your loan off years earlier.

Your estimated monthly payment

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Principal & interest Taxes Insurance PMI HOA

Loan Details

The basics

Loan amount $400,000

$

Interest rate 6.50%

Slide in 0.125% steps. Rates vary by credit, loan type, and market — ask your loan officer for today’s pricing.

Loan term

Principal & interest—

Total interest over the life of the loan—

P&I per month—

Taxes, Insurance & More

The rest of
the payment

Property taxes (yearly)

$

Homeowners insurance (yearly)

$

PMI (monthly)

$

Usually applies with less than 20% down. Enter $0 if it doesn’t apply.

HOA dues (monthly)

$

Taxes / month—

Insurance / month—

PMI / month—

HOA / month—

Total per month—

Pay a little extra. Save a lot of interest.

Early payoff
strategy

Every extra dollar goes straight to principal. Slide it up and watch what happens to your payoff date and total interest.

Extra payment each month $200

One-time lump sum toward principal ($)

$

Applied with your first payment. A tax refund or bonus works great here.

Interest saved—

Paid off sooner by—

New payoff time—

New total interest—

Your payment with extra—

For illustration and comparison only. Results are estimates based on the figures you enter and are not a loan offer, rate quote, pre-qualification, or commitment to lend. Actual payments, rates, taxes, insurance, PMI, and HOA dues vary and may change. PMI may be removable over time; ask your loan officer. This calculator does not include all costs of homeownership. Please verify all figures with your loan officer. Szabo Group, a division of Green Home Loans LLC, NMLS #2464753. Equal Housing Opportunity.